My lender (bank) transferred one of my mortgages to another bank with instructions regarding where to send future payments.

For transactions where a TDS (Transfer Disclosure Statement) is required, I'm curious if there is anything in the code/law which states the timeline for those disclosures to be made to Buyer? 

The sellers got the HOA to send a letter approving my property as a rental, until I sold it, in which case it would transfer to the new owner, if they/I applied for transfer.

@John MoranReal estate can't be directly deposited into a self-directed IRA unless it is transferred from another IRA or 401k plan, for example. 

I think what you meant to say was SOME college degrees provide little in the way of transferable real life skills and SOME degrees cost way more than they provide in value.   

Now there are no more 0% interest balance transfer offers available from one of my banks.Earlier this year with the help of my “Core 4” team on the ground (see David Greene’s awesome book Long Distance Real Estate Investing), I bought a single family rental property in Indianapolis, IN while living in NJ.

Taxes and Other Government Fees $1,463.00 $563.00 01 Recording Fees Deed: $116.00 Mortgage: $308.00 $337.50 $337.50 02 Transfer Tax-County to City of Wilmington $562.50 $562.50 03 Transfer Tax-State to New Castle County 04 F.

@Etahn Smith, The IRS does not like transfers of property right before a sale. 

According to my understanding the upset sale just transfers the property into the winning bidders name and any liens that are attached are now his responsibility.  

Even ignoring the 'theft' risks, you have gift tax return exposure (and use of lifetime exemption), transfer taxes, no basis step up involved with gifting the property back and forth, probate risks if the 'buddy' passes away and didn't update their will for the property.