Also, uneducated consumers and industry “professionals” tend to spread incorrect information and theories.

My job the last few years were helping companies make new products for consumers.

But I wanted to do it in a less time consuming and relative inexpensive way.  

@Jay Hinrichs CA doesn't have a recovery fund to pay consumers that have been harmed by RE professionals?

I use wholesalers in my area to help me find these deals, because looking for deals is very time consuming, and there are people who have a great system and do this every day.

Vacation Rental is my preference, much more work than long-term but much faster reaction time to market changesAnd to be honest, not all THAT time consuming, you may actually learn that you love doing it yourself from afar. 

Stephen,I've worked in banking (consumer and mortgage) for the past 5 years.

I believe that an artificial appreciation took place initially, but fortunately this was a good thing as consumers took the time to rebuild their credit, they could come back and buy the same homes (only now more renovated) in three to five years.

In addition, I have about $22K in consumer debt (locked at 0% for awhile).

The center and county offered a discount on high-efficiency toilets, which reportedly use 50 to 70 percent less water than normal models, and requests came flooding in.Today, installation appointments are three months out, and the tide hasn’t ebbed on Boulder County’s water conservation demands.As the United States consumes more water per capita than any other nation — more than 2.9 trillion gallons per year — the need to replace normal toilets with their more conservative counterparts is a real one: The U.S.