If you are willing and able to qualify for conventional lending you will likely get better terms that comparable non-qm products.  

Insurance is something to look into as stated but the increase in revenue will be tremendously higher in AL with a pool for STR compared to none.

Entering 100 expenses at the end of the month is very time consuming compared to Quickbooks or Tiller spreadsheet, plus you cannot do this through the mobile app.

That said, you might check on the price tags on houses in Tulsa compared to Philly to understand the different sale and rent range for these areas. 

It's like the Zillow Estimates... it just aggregates the data from across the board, which is a good start, but it won't account for nuance and detail (e.g. a corner property selling for a 5% premium compared to non-corner).

That said, I would look at comparable rentals in your market first and then make decisions based on what the expectations are of similar rentals in your market.

We recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

That doesn't necessarily translate in high real estate investment returns but you can make some money investing in real estate there (like it seems you do) and so it makes perfect sense that you do that since you live there.Those like me who don't live in Panama are likely purely looking at figures and comparing risk-adjusted returns with other countries where they can invest.

Not only will you get to enjoy the best views and accommodations, but you’ll also be saving money compared to current prices.

If you are comparing a hard money loan to a DSCR loan, DSCR is a no brainer since the rate and cost is significantly lower than a hard money loan