@Matthew Brown If you don't mind diversifying your real estate portfolio there is a way to take advantage of both financing options and all of the benefits of the 1031 exchange.There is something known as a diversification exchange that allows you to sell your relinquished property and purchase multiple replacement properties.

I am far from a financial advisor (which I hope you have a good one), but there are a lot of benefits to diversification and investing in RE. 

This is because it's relatively easy to remodel in the Winter but it's nearly impossible to find a great tenant in the Winter.

It’s relatively simple and, while it does cost money, it’s one of the more cost-effective options.

Gotta 1 up @Jonathan Greene its for sure a different and more relational game. 

I knew there were others out there going through the same thing :) I agree- we've been able to work with investor-friendly lenders to secure conventional loans that allow us to buy properties and honestly, i've never really leveraged credit cards for RE or RE related purchases so this was slightly new territory for me.

Quote from @Nuatu Tseggai: I contributed a home recently (May 2022).Overall process was relatively smooth.

I’m not sure if your basement might benefit from a similar source of heat.

Year-round road access can also vary, with some parcels only accessible seasonally.Market Trends: The Fairbanks real estate market is competitive, but when it comes to land it's not very competitive and the prices are still relatively affordable compared to other states, making it an attractive option for investors or builders.

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