You won't save 20% by hiring your own subs, you will lose money doing it that wayNo one wishes you ill, just remember no battle plan survives first contact with the enemy, so all your advance planning needs to be accompanied by a strong sense of "how to adapt", good persuasive and communication skills and backup plans.  

If you've been happy with whoever you're working with, they communicate well, are responsive, look out for your best interests...that's important to consider too. 

I'm not one of those super-rich all-cash investors, I would have to leverage and lenders require insurance, no? 

Be wary of any of the courses that profess to teach you the secrets of getting rich in real estate and in fact, the only ones getting rich are the ones selling the courses. 

@Jay Hinrichs , @Brian KloftThe guys that like cash/respect leverage, know that life does not exist on a spreadsheet, and that pay off properties are hiding in plain sight...just like real life where the unassuming rich folks drive old cars and buy clothes at Costco.

Once we jump over our ethical / pro standard hurdles, it is up to the client to pick between Option A and Option B.Find someone that is aligned with this way of thinking, and that you can have open and free communication with.

They also have a very rich donor as well as others.The properties in the area typically did not appreciate well - they did cash flow however.Since C19, prices have jumped significantly.

They auto list on all major rental sites, they provide tenant screening, payments online, communication via the software, insurance, etc.

Can I ever communicate with them?

@Chris Rich this is very well stated.