I have a few positions on oversold mREITs but looking to sell when they recover to about 40-45% of pre-crash value which would be the equivalent of their previous multiple of BV they were trading at precrash, based on my estimate of current BV decreases (both published and unpublished). 

What a great way to drastically decrease your living expenses.

My other assumption was that with a refinance, our monthly payment would decrease.

While it is certainly valuable to gather info from the experience of others, it's probably best to determine your own criteria of what makes a "grade" (whether income levels, population increasing/decreasing, crime rates, etc) rather than just take someone's opinion or marketing materials as the end all be all.  

The result of remote jobs increasing, in my opinion, will be a gradual decrease in pricing of properties in big cities.This is just surface level, but please share your in-depth opinions and thoughts!

Plus since it's a LOC on the condo, the 'minimum' required to pay goes down over time, so if rents decrease over time for a recession, we should be ok.They way our family sees it, is that it solve the immediate need of Mom and Grandma to get into a single story home, closer to us. 

Other reports I've read claims that the Philly market is HyperSupply phase, but I guess this report slightly contradicts that given median days on the market is decreasing

As that is what we agreed on and I should’ve foresaw the downstairs rent decreasing and this is not her fault.

(let’s say your deductible is $25,000).To add a buy-down program to your protection you would look to max your policy deductible (typically to $100k, $500k, or $1MM), which will decrease your premium.The Buy-Down program deductible could stay the same or decrease from than the original $25,000.The program provides coverage from your buy-down deductible up to your new regular policy deductible.The program would be an additional cost, but ideally would save money OR keep costs the same while lowering out of pocket expenses.Part 3 of 5: Who has access to Deductible Buy-Down programs?

Potentially causing a rather quick decrease in revenue as they are all operate in the same stream.