The downside is restrictive guidelines, a ton of paperwork, lack of flexibility.Commercial types of financing have pros that are flexibility in guidelines and structure you can do all sorts of stuff from substitution of collateral to partial lien releases on blanket commercial mortgages to cross collateralization and many others, less documentation than conventional financing products, use of debt coverage ratio (DCR) as opposed to Debt to income (DTI) and if you compare DCR to DTI the commercial lenders go up to 80% DTI since the reverse of 1.25x DCR is .80 or 80%.There are downsides to commercial financing and that is the convenants with in the mortgage note that can allow the lender to call the note so make sure to read all the definitions for what substantiates a "default," by the lender you'll be surprised by the definitions and language at times. 

i find the service folks with families to be a bit more stable and return the homes in better shape than the single folks but that of course is not a universal there is always an exception to that. 

My daughter has one semester left before graduating college at the University of Arkansas.I spent much of my time raising my daughter because of my flexible schedule including softball, gymnastics, junior and high school band, daycare place, and piano lessons just to name a few. 

I work for a university and we have our own credit union. 

The homes we are looking at are about 45 minutes outside of Boston,  have universities and colleges, train stations, and are up and coming cities.

Most state residential forms promulgated by the NAR or that state association of realtors have that boilerplate type of language.

It isn’t all 🌽 and beans here, but there’s a thriving millennial market, aided by the population/demand of Drake University, Iowa State University, DMACC, Grand View, and Central College students, insurance market (one of the largest in nation, as seen in population of actuaries here, and Drake churns our pharmacists like no other due to their 6 year program), and the building of Facebook, Apple and Microsoft server centers around here due to nice tax breaks.

I am trying to learn more about Oviedo, Florida.I am trying to find out how much of Oviedo is employed by Oviedo Medical Center and University of Central Florida.

Most agreements have some standard sections but there is no 'standard' format/language. 

I was wondering if anyone has any experience investing in the areas surrounding the University of Chicago campus, ie.