Still, it's the best platform until you scale. 

Do you want to make money to invest, or do you think wholesaling has scale?

To see how you are with being a landlord again, then gradually scale from there. with the remaining cash on hand, you always have the option to pay it off whenever you'd like or keep it on hand for any repairs/ maintenance that comes with being a landlord.  

Marketing your rental units, screening prospective tenants and facilitating lease signing will give you experience that will be helpful in the future as you look to scale your portfolio.

@Rene Ochoa I work in this space (on a larger scale).

If it's been idle, it probably needs some help to scale on Airbnb.

Hey there @Steve Onay - My first thought is that you are asking a pretty general question about two huge cities in Chicago and Dallas...I think its easier to get started close to home but easier to scale if you are investing out state...what do I mean by that?

There are also note funds, but I'm not considering them because they're unsecured and pay only slightly higher than what I can get with safer  publicy traded funds.So on the risk scale, with T-bills being a 0, S&P500 ETF being a 7, and a Meme stock being a 10, where would you put TDs with the parameters I specified in my first post? 

The trick is scale and automation.

Thank you for getting all my ducks in a row and able to scale my business, being that I do online stuff it can be sometimes high risk and can they hold funding with these guys they came in just the neck of time, and I was able to get scaling funds along with have extra in case I need it... thanks again guys!