So this is creating more competition and more agreesive rent rates and/or concessions like 1 month free to get those vacancies filled.

Simple does NOT mean "easy" or pain free. 

If you are looking to buy in PA, its possible you can qualify for PHA KFIT program that gives you a 5% closing cost forgivable loan.

I responded to you because I genuinely am trying to help you (for free).

**Processing**: Once your claim is submitted, the Division of Unclaimed Funds will review it and, if approved, release the funds to you.For more detailed information, you can visit the [Ohio Division of Unclaimed Funds website](https://ohio.gov/wps/portal/gov/site/residents/resources/unclaimed-funds).If you have any specific questions or need assistance with the process, feel free to ask!

Finding a condo that allows Airbnb/STR will be challenging, they're rare and cost more because of it. 

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

Imagine if it cost 1000 to send out 50 letters but half of them responded and half of those wanted an offer and half of those accepted an offer and half of those closed and half of those resold for a net 50k. 

I'm hosting a local meetup in Mankato, feel free to shoot me a message if anyone is interested in joining!

Many months of costly vacancy, local market rent & resale deteriation, special assessments, property taxes and maintanance fees suggest a quick sale would have been the wise thing to do 2 years ago.