Concerns would of course be the distance (we live in southern CA), nature of the HOA or management, and the present state of the tourist and real estate markets in Maui.We also own a condo where we live, so far things have been okay.

In the nature of the parties, Seller's think the property is worth more and Buyers think it is worth less.

Naturally I agreed.

.*)CONSUMER LOANS DEFINED: Loans to consumers (natural persons) that are for personal, family or household use.* NMLS does not require that an originator have an NMLS endorsement to originate NON-CONSUMER loans secured by a 1-4 family residence.

I know there are some HOA with other hidden language in their docs that can give them addition rights in these areas, but I read the HOA docs and there are no other areas that I see deal with repairs of this nature.

To all who are looking to expand their business into economically growing and naturally beautiful Baltics.

I’m not too familiar with finding properties before they hit the market, but I can tell you that when I began looking at investing in bank owned properties in Florida (where there were roughly 1,000 turning over every month or so in the markets I was interested in), my natural instinct as a former analyst on Wall Street was to build a financial model that could quickly get comps and find the value of the properties as investments within seconds.

I think the nature of the beast in this business is we are all driven competitive people.

And nobody can know the extent and complete nature of what lies beneath without digging it up - especially if it is fill material.

Just a note, I am going to use natural, light, earth tone colors.Thanks BP!