As a buyer, in a capitalistic society, you have the right to pay whatever you want for an item and as long as the seller and (in this case a) lender agree.I think banks and servicers are able to care of themselves.

I myself live in a 1953 house with old two wire copper romex throughout but with an upgraded 200 amp serivce that has the additional ground outside to the earth (not the water line) as required by modern code.

So the question really is, how do I live in my society, such as it is.

In 1996 developer bought house completely modernized the house.

One of the greatest ironies of modern times is how we all continue to be fooled by bureaucratic conglomerates.

or finance it...if you could afford to pay cash...maybe taking advantage of 0% finance is sensible for the person who could otherwise buy with cash.I think this society would be a lot better off if 18 year olds got a stamp on the back of their eyelids upon graduation that said - "Don't buy a new car" - 'Don't believe the security BS that you think you will have just cause you are making $400/month payments".Somewhere along the line people became incredibly optimistic (read in denial) about their personal finances.

For healthy adults, I don't believe in giveaways, period - I think a lot more has to be done to get to a system where those receiving aid are actually working on getting to the point where they are fully productive members of society - but kids are a different story.

As the old school doctor would say “Take an aspirin and call me in the morning†or in the modern vernacular “take a chill pillâ€

I doubt this post goes anywhere but for those of you that are more senior investors and willing to help out newer, younger investors it's an absolute treat to see and experience.In today's society, finding an atmosphere that is fun, inviting, willing to help each other out and grow toward a common goal feels like an insane abnormality.

So, while any are dealing in real property, they don't even understand what they are dealing in at the most basic level, or why laws and society set different expectations for transactions dealing in real or personal property.