Horrible thing they do.

Knowing how things went together is crucial in knowing how they need to come apart.Painting is another good DIY skill to have, but there are good DIY paintjobs and horrible DIY paint jobs, and there are a lot of very small subtleties that separate the two.  

As as a result, nearly all the major insurance carriers are entirely unwilling to provide me with umbrella policy insurance at all and the only one who would even take me for regular home insurance on my properties for a reasonable rate was Nationwide- who has absolutely horrible customer service and won't ever get back to me 90% of the time I've asked a question or for a quote on anything and its like pulling teeth dealing with them.

It was a horrible experience.

Appraisals are nothing more than an opinion thats based upon either NOI (5+ unit commercial deals, not much opinion there but CAP rates play into what one thinks its worth), or comparable sales or 'like' properties in the general area (and somewhat recent too).Couple times its been nothing but "Hooey" to me... couple years back I bought a duplex - by luck of the draw the seller got a HORRIBLE appraiser (and appraisal), I got one HELL of a deal!

Since he doesn't officially have a CO to live in his apartment though, he tells the friend that they have to say they all live in the house together as roommates.The "friend" turns out to be a horrible renter, drinking and being loud and disruptive at all hours.

I had a horrible season.

I would rather have a brick dropped on my face than attempt to manage tenants in that horrible state known as Oregon.

It's abused horribly and HUD actually came out with some recent guidance that more narrowly defines it.  

If we gave her until February and she didn’t get approved, also not a horrible situation, we could just put it on the market then.