Simple calculation - average rental period for the area and "good tenant" profile (in our case, for instance, in Japan, its 4-5 years in the singles' units we like most), take 25% off that time for unexpected downturns (or more if your area is notoriously unstable), and work out the percentage 1/2 or 1 month rent income is of that period (in our case more like 1-2 months).I think, in the vast majority of cases, and particularly if you work out how many empty months bad screening or management can cost you, you'll see there's no doubt as to the financial gain potential a good PM or tenant placer can be worth.And that's without even taking into account the personal toll of time and resources spent when you do it all yourself...

For instance, if you get a 5/1 ARM IO the first 120 months is interest only no matter what the market rate adjusts to after the initial fixed 5 year period.My advice to my clients is that you should only do IO with more than 25% equity and in an appreciating market.

For instance, I asked someone how THEY built their buyers list.

Joshua Dorkin In those few instances where my straightforward answer came off a bit to harsh, I recognized it, and made sure I apologized :) It's always my intent to encourage people in their ventures and help them anyway I can.

For instance, he may put his ownership interest in a deal under his estate so that his beneficiaries receive the benefit.- Joshua

For instance, if I want to offer on 1234 ABC Street, I vest the contract as, "The 1234 ABC Trust".

Obviously if this is a property I may want to hold, there is no way it will cash flow while making payments to my private lender amortized @ 3 years.In an instance such as this, would this be a deal in which you would make interest only payments, and have another lender lined up near the end of the loan terms?

For instance, in Newark where I am, the strongest demand are for "tall" 3 families in the south ward and 2-3 families in North Newark, Ironbound, Ivy Hill and Weequahic (1 family homes will also sell fast in Ivy Hill and certain parts of No.

For instance, today I am meeting the contractor at one of my rentals, I am redoing the kitchen, and we are picking out granite colors for the counters (Granite goes in all rentals that rent for more than $2,000 a month).

For instance, put 4% in A1, 30 in A2, and -$100,000 in A3, the in A4 put =PMT(A1/12, A2*12, A3)and you will get -$477.42.