Usually, it's a losing proposition.What I would do is exhaust all other options first.Are you maxing out your 401(k) or IRA every year?  

I have used homeadvisor.com, yelp and a new website I came across, thumbtack.com recently to find specialty contractors (such as masonry, well/septic etc) after exhausting my current network.  

If you're under contract, exhaust the local bank options like BB&T and others, but while you're doing that explore the alternative lenders just in case.Stephanie

I know i am over- simplifying but i wouldn't do anything other than good ole blocking and tackling until i consistently exhausted these. 

If we exhaust every other effort I'm guessing I'd need to take this to court? 

If you don't have DTI issues or need to bypass seasoning requirements, then generally going the portfolio route isn't going to be your best option until you exhaust your access to Conventional mortgages.

My biggest problem is im wasting to much time knocking door to door, calling, texting, exhausting all efforts even the sit and wait for them to come home cause their avoiding you method to collect rents. 

My biggest problem is im wasting to much time knocking door to door, calling, texting, exhausting all efforts even the sit and wait for them to come home cause their avoiding you method to collect rents.

This is a second floor (top floor) unit in Chicago.We think the water might be getting in through the roof ventilation for the microwave/stove exhaust -- then travelling along the exhaust pipes to the microwave which is over the stove, and dripping down.  

Heating - if the furnace has a plastic exhaust vent then it's high efficiency, if its metal your heating costs will be higher.