It can be a mix of the 2 or 3 combined but there is usually one that stands out above the rest as the driving factor.

One way around that is to combine the gifted funds with other cash (loan from parents or friends, HELOC, etc.), buy the property with no lien on it, and then immediately finance it without a seasoning period. 

I am having issues getting pre-approved through a bank as I only have one year W2 job history and two years self employment history, even though I have 660 credit 10K saved and we'll make around 70 K this year all income combined.

I am having issues getting pre-approved through a bank as I only have one year W2 job history and two years self employment history, even though I have 660 credit 10K saved and we'll make around 70 K this year all income combined.

And if you do buy the most expensive one you can find with the radio and waterfalls and LED lights and all that stupid crap to entertain the guests. 

Trying to find a way to combine the proceeds into a 2 for 1 1031 exchange. 

To answer the op's question....and please anyone jump on this if i am wrong;The country is yeild starved, bonds, besides junk, pay very little, treasuries are a joke, savings rates, crap, very old bull market is tempering new money, retail and associated brick and morter are under attack by a new paridigm and will probably see a large percentage of existing sf go unneeded, industrial space, unsure, so multifamily is the only pond with some fish left!

We are both in late thirties netting around 100k combined).

That, combined with our approach to pricing, staging, and presentation, all have resulted in very high-quality tenants that exactly fit our target demographic.  

My Private money lender is in limbo right now and im considering useing my CCs, this 4plex might go for 25K and i have a  total of 50K combined CCs limit, Im considering buying the 4 plex  on my CCs, This is for BRRRR but my questions are:Can i buy the house with my CCs in my name and Refi into 203K to get the rehab completed?