Getting lists from the counties, but this will be time consuming and usually they don't break it down much. 

What happens to consumers buying habbit's for properties as rates go up or down, is that the buyer moves up or down in price point, but so do largely the buyers who can afford less or more than a specific buyer.

I would rather buy a good asset with fewer units that attract better tenants then buy a fair asset with tons of units that attract difficult tenants.

There's basically a strategy we use sometimes to shove all the consumer debt into the name of the spouse with a day-job, which frees up the investor spouse's DTI for debt covered by cashflow.

Utilization, credit mix, age of file, etc. all figure into the scenario.Utilization becomes an issue when it reaches 40% or so of the total or on any individual revolving account.I have a whole PowerPoint I use to explain credit basics to rooms of consumers.

We use it for any syndicators that are raising less than $500,000 with fewer investors.

I think I was reading in "The Millionaire Real Estate Agent" by Gary Keller about mind share and how consumers only have "enough" memory to think of just two or three agents at any given time.

It's costly and time consuming, but may be your only practical option to sell the property depending on the situation.

There are also some states that require a judicial foreclosure if you finance the sale yourself and your buyer defaults, making the deal much more expensive and time consuming.

Also, most hard money lenders don't want you, the borrower, to live in the property because the loan will then fall under consumer protection laws.