You'll want to have an idea of how you handle utilities, and I've heard of the owner covering a weekly house cleaning to keep the peace sort of thing.  

Signed with PM March 21st. 3 out of 4 units are still occupied with only one tenant paying rent and utilities ( Im unsure actually if he's paying all utilities). 

Otherwise, they will trash the property, not pay their portion of rent or utilities, and then move on to the next property.

In my estimation (local utility costs vary as well as temperature) it is about $400 per month on average. 

However, as a primary, it depends on the property and how you utilize it. 

This is a common issue, but having stricter cost control measures or a contingency buffer in place could help on future projects.

That is fairly common in small town mid-state areas where COVID shot up prices and then fell flat when rates skyrocketed over the last 12-18 months.Mid-Term rentals are always +/- depending on time of year and how the property is marketed.

Meanwhile these same service providers don't explain the legal process which ties into how the insurance coverage truly works let alone explain how to utilize additional insured status, indemnification clauses amongst many other tools at your disposal  because that is not a profitable business for these service providers to be in.

The most common pattern I see is landlords just... holding.

And yeah I am not opposed to the 80% ltv, just figured get the most I can possible to utilize it as best possible with cash reserves left over.