Today I own two business' outside of real estate one is clothing(I'm a silent partner but I used to be active)the other is construction.  

You can make minor adjustments based on the type of appliances (dishwasher, clothes washer and dryer, air conditioning, etc.) and the size of the rental.

I've never seen a neat and tidy unit occupied by a deadbeat non-paying tenant.My first experience was cloths in a trash bag and a unit I was not able to view because "the tenant was very private".

I’ve also “self-insured” a clothes washer failure for about $2500 and a main water line failure for about $3500.

You can make minor adjustments based on the type of appliances (dishwasher, clothes washer and dryer, air conditioning, etc.) and the size of the rental.

That said, mice inside the house is (in my opinion) the landlord's responsibility, since it is unlikely tenants are carrying mice in with their clothes or pets the way you might with say bedbugs or fleas.

Here is one example of the debates about this in the last 6 months:The emperor has no clothes!

So in case of a fire, renters insurance would cover their clothes and bed, your insurance would cover your house.Hope this helps!

You can make minor adjustments based on the type of appliances (dishwasher, clothes washer and dryer, air conditioning, etc.) and the size of the rental.

Housing, food (no tax on food and if you go across the border to PA, there's no tax on clothing), taxes, etc.