Of course the customer is acting as the contractors bank , who else is going to ? 

You really never have to visit the property if you and your team do the home work.When you close you if you use financing the Bank/lender sets up the mobile notary. 

These are everyday experiences.If you borrow equity from your primary home and the investment fails, you risk losing your primary home.

Hi, Everyone; besides Mercury Bank, are any banks allowing remote account setup, personal and entity? 

You'll probably need a dedicated bank account for the LLC so you don't comingle funds and "pierce the veil" of the LLC.

I just took the past 12 months worth of funds from them to the bank yesterday and had $244.

You'll want to get a business bank account for the LLC.Do your best to keep personal and LLC transactions separate, document any funds transfers between you and the LLC.Your Trust should own the LLC, but you will be the LLC manager.

However, there can be various reasons why a rental home fails to generate profits.

You don't say how short of 20% you're coming up, but I'd start with your current business banking relationship and discuss options with them.

If they paid you by check you have their bank and account number that you can have your attorney try and garnish.