You will have to spend countless hours trying to learn the laws and regulations of each state and you will never be great at any of them.

It's great to see your strategic approach to growing your multi-family holdings.

Keep refining your approach, and over time, it’ll become second nature.

And if so what approach/wording do you use?

Fannie/Freddie loans come from those agencies so we know those rules BEFORE we even approach a lender. 

I am seeking suggestions for lender(s) that would be willing to lend to our LLC with limited cure period requirement (6 months or less) using Income valuation approach with no / limited additional criteria.

Don't use this approach.

Are there any other approaches to getting all three of out at the same time? 

I chose to take this marketing approach at the end of last year for my website too.

With the $38,000 from the HELOC, you can cover down payments, closing costs, or even some light renovations on a new property.One strategy you might consider is the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat).This approach lets you leverage the equity in your current property without sacrificing your cash flow.