By your logic, you are claiming that no one should use FHA financing because it'a a tight market, even though your notions ring true in every market cycle, for reasons mentioned above (see VA example).

I don't really understand how that was her first choice in security camera in the era of Arlo/Ring cameras being readily available...

I have a separate phone for my apartments and every time I hear it ring, it sends a shiver up my spine. 

I’d want to know if I was subbing the work out so it could be addressed and not happen on future projects.On a side note when you said reseal the toilet you mean pulled the toilet and installed a new wax ring and not just caulking the bottom right? 

@Ed McIverEngrave the address and unit number on the key.“2000-3”For 2000 Main St, Unit 3, and then keepthem on a ring by building.

If you mess up with steps it can be really hard and expensive to un-ring that bell.

I would watch the whole Lord of the rings trilogy the same day :D

Hope this helps encourage you to start making those phones ring at the banks!

@John Britt I feel like a rings a bell, but no, I can't claim to be familiar.

Buy in a middle or outer ring of the city where progress and home values are coming but that are still reasonable.