Seems like your only option is to save up cash.

You are correct that putting 3.5% down on a fourplex likely won't cash flow after one year.

@Jose Saladin you will likely not get a CO (certificate of occupancy) to be able to legally rent this out.

It's not a direct answer to your question, but it's very likely you have no contractual leg to stand on.

Hi All, It seems like there is great feedback for Anderson Business Advisors (https://andersonadvisors.com/) on this forum.

Like others have mentioned, it depends on if you are owner occupied or not.

However, I’m new to navigating such a situation, and I’m looking for guidance on:Collaborating with neighboring property owners to reduce costs and share resources.Structuring deals involving land contributions and joint development efforts.Attracting capital partners for projects like this.I think this could turn into a win-win for everyone involved, but I want to ensure it’s planned and structured correctly.

Many homes look like rentals in the area.

Its a 3bd/1.5 bath row home Either the rehab sucks and the house looks like crap, or, you overpriced it.

If there are lease violations, mention them-you not having a key to access the unit WITH proper notice or in case of emergency is one of them.I'd also tell the tenant that they are clearly not happy there, so finding a new place is in their best interest as well and as they have several months, they should have lots of options.