If in 10 years sales dried up because of a market cycle for commercial I would still have excellent cash flow.Older brokers I know in their 60's and 70's have a bunch of their personal holdings and just work with existing clients and rarely take on new clients unless they show they are serious and ready to go.

Investing is not peaches and cream and we don't kick back with our feet up. 

How about a town center with restaurants, ice cream shops and a movie theatre like Disney’s Celebration?

If I did a Refi for 15 years @ 3.6% (I am 12 years into the mortgage now so I would shave 4 years off)the payment would be (including tax and insurance) $1379.00 compared to 1230.00 right now.

This is sizable but realistic chunk of cash, that many in our 30's and 40's have already accumulated, either by working for it or through inheritance.

. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combinedownership in the LLC or partnership of less than 25% and the financing is in the name of the borrower. Ownership of a manufactured home and the land on which it is situated that is titled as real propertyType of Property Ownership NOT to include in Financed Property Count: Ownership of commercial real estate. Ownership of a multifamily property consisting of more than four dwelling units. Joint or total ownership of a property that is held in the name of a corporation or S-corporation, even if the borrower is the ownerof the corporation and the financing is in the name of the corporation or S-corporation. Ownership in a timeshare. Ownership of a vacant (residential) lot. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combinedownership in the LLC or partnership of less than 25% and the financing is in the name of the LLC or partnership. Ownership of a manufactured home on a leasehold estate not titled as real property (chattel lien on the home).

@Justin S. Have

Take the cream course, and do not wait to take the test.

However, if you’re expecting to buy the cream of the crop on every purchase, you’re going to be pretty disappointed.

The only complaint that I would have is that many of the windows still have vinyl shavings on them.