@Sang Kim- thanks for clarifying you are trying to get a commercial loan ...this is a  completely different product than a home loan ...You still should be able to  locate and obtain a good commercial loan  without  having to pay any fees upfront  ( other than possibly paying for the appraisal after the  loan has been  approved )

I do it manually (and keep in mind, it also depends on the state and location - VRBO does for some and not for others, Airbnb does for some and not for others) I know many folks happy with Avalara though. 

I could probably rent the house as-is but I would hate for it to be an issue if there was ever a fire or something drastic.

But, the self-sufficiency test for FHA loans can be really difficult in SF, meaning that the market rent from units you will not occupy must be sufficient to pay for the mortgage payment. 

If you have nothing, and make nothing, you declare bankruptcy, wreck your credit and try to go back to renting.

If so, you will need to apply for a change of number of bedrooms on the standard CHA rent increase form.

We don't want a mass exodus in a non peak season for renting.

I don't know how the really big players stomach it.Something else I failed to mention was how the PM's are also tacking on fees on top of rent to extract even more money from our tenants. 

The canceling tenant remains responsible for rent, utilities, and other charges until a replacement takes over.

Buy a lot, build a rental propert, to be rented out 2026 for approximate annual income 150k.I understand I can borrow for 1 and (2 or 3), but that would put me under risk i don't want to take.