So it's a non-issue if one is good at what there supposed to be good at, follow. 

Jake and Gino have one you can download from their site, but it wasn't like the pitch decks I've seen for non-real estate investments; it's a little cartoonish and didn't make me want to become an investor with them.

I believe that if the non-signing spouse had an interest in the property burdened by the easement, then the easement interest is not insurable. 

Yes you have to pay capital gains on selling your properties, but you will recover that quickly with the high returns. 

First, if you resell the note, most investors will want a 10%+ return.

That is an awesome return considering Mom just got raised to 1.35 % on her 100k CD.

And when a rising tide is lifting all boats, groups that amplified their results by using risky high leverage could score some massive returns until the music stopped, then will subsequently struggle to keep the rest of their portfolio out of foreclosure.

Based on those numbers, yes CoC return is "accurate" but I wouldn't say it's "reasonable"...in fact, it seems VERY high.

Non-profit or not, it will be UW as a business...the non-profit designation doesn't eliminate the lending review, just makes the proceeds non-taxable in order to be put to charitable use.

After 1yr we run a return on equity calculation, how much is our monthly cash flow divided by our equity position.