If you have a good CMA, and the numbers make sense for you then the last question is whether you have the liquidity to cover the costs of a low appraisal and to what degree.

Settle one a tenant:   The guy has relocated often, Young 30 something, 2 degrees, working in his degreed-field for 6 years now.  

Working 30-40 hours a week might be ideal while you learn a trade or take college classes, or even get a degree.

It's definitely a bigger headache taking care of these things while tenants are living there and when things do go out, they tend to go out at non-convenient times such as Christmas eve when it's 0 degrees outside and nothing is open. 

After graduating Manhattan College in 2013 with a degree in Accounting (I do not have my CPA), I started an internship at a NYC based digital advertising tech company.

I have my associates degree and work a seasonal Restaurant Job making $30k a summer.

These same thermostats also have an auto temperature decrease function which brings the heat down to 68 degrees if the thermostat is not touched for 3 hours.

However, I will say with an FHA, and the work history you have will pose an issue unless the job you have is based on a degree you got from college, in which case the year of schooling will count towards "work history."

If you currently do not have a job and do not have any skills or degree that allows for high income potential, you should look to RE for work.

In terms of your schooling, obviously you do not need a college degree to succeed in this world.