I had to jump in though because I was advised that you can be sued for the equity in your houses, not for the remainder with a loan on it (basically that portion is considered your lender's, so can't be taken in court).

If you're thinking about renting out when you're not around, I'd advise using a short-term rental strategy, the numbers are strong and it's a lucrative market.The attractions there range from zip-lining, white-water rafting, and wineries, there's even more to discover, which is what's driving more traffic to the area and it has truly become a great destination spot. 

Thanks Bruce, I appreciate your advise.

Admittedly, im just a simple bloke and all-things-real-estate and perhaps paleo monetary enthusiast.

Any advise would be greatly appreciated.

I would advise you to not stack risk factors.

I am not an attorney or an accountant and am not giving accounting or legal advise.

It's important to consult with a tax professional who can advise on how these strategies align with your overall financial situation, especially considering your full-time employment and income structure.Moreover, as your portfolio grows, and particularly if one spouse can transition away from W2 employment, the landscape of your income and tax liabilities shifts.

I advise clients NOT to buy empty lots, even ones right next to their properties and even if you're only paying a couple hundred bucks.The logic is pretty simple.

Readers are advised to seek professional advice.