The high prices of that market are outside my reach, at least with the knowledge I have now.

It's not a great time to do a first flip with high labor costs, high materials costs, high property costs, and high rates.

Even for a credit union that's pretty aggressive, and at a high level, seems like a great deal. 

@Kyle Neimeister highly recommend narrowing your request!

I just got done with my required annual commission update for 2024 (I know I’m a slacker, I waited until the very end of the year lol) and the teacher of the class said that a high percentage of the number of agents who had their licenses revoked in 2024 were the result of being involved in subject to transactions that went sideways.

Most foreign buyers are high net worth individuals who want to park their money there in a safe haven and they don't need BP.No restrictions apply to American buyers in the countries they'd generally want to buy, including those mentioned by Federico and many other popular countries.When it comes to Spain specifically, some more conservative banks will ask you for a 40% downpayment (that would be the maximum) but that isn't the rule.

I know Overland Park is prime area so the appreciation is high but there is little to no cashflow.

Here are some of my takeaways from your budget:Operating Costs: Your STR management fee of 20% is high.

This is located in a tourist lake/ski town with extremely high demand for lodging.  

I wouldn't use them to complete the job, they've already shown they aren't doing quality work.