Plus, with the seller covering a large portion of the buy-down cost, it reduces your immediate expense, making this a very attractive option.If you're uncertain about how long you’ll hold the property or foresee needing to refinance soon, keeping the 7.75% rate might make more sense, as you'll avoid the upfront cost entirely.Would love to know more about your timeline and goals for this property to give more tailored advice!

My gut tells me that Texas, particularly Austin and Houston, could be where the next wave of growth and expansion occurs, mainly driven by strong business and job creation trends.Here’s what I’m looking for in my US investments:Free-standing houses with a good land component, at least 3 bedrooms and 2 bathrooms, and in well-maintained condition.Yielding over 6%, with a slight cash flow positive outcome, while also offering medium-term capital appreciation potential.Holding for at least 5 years or more, with a view towards steady growth.The long-term goal is financial independence, reducing reliance on salary-based income, and building assets during this accumulation phase.Debt reduction is on the horizon—looking to consolidate and start winding down debt within the next 7 years.If anyone has experience investing in the Texas real estate market or any tips on navigating US property investments, feel free to share your thoughts!

My goal is to generate cash flow, no knowledge on how to increase the NOI, no experience in house flipping, just some cash from inheritance.

I'd echo @Jonathan Greene right away don't over leverage your current property because your cash flow will drop quickly.I'd consider thinking about your goals, vision, and why, for investing? 

I'm particularly passionate about [multifamily homes]Outside of real estate, I enjoy [Family, helping others, dieting, gym, just all around being a productive member on society and my community ].Excited to learn and connect with you all!

Good to see you're jumping in and setting clear goals for yourself.Going from 0 to 20 doors in five years is definitely doable, but it’s a grind.

I'm not sure if there is a creative way to accomplish my goal through that software that is integrated as well.

I’m looking for some guidance on my next steps toward achieving financial freedom through real estate.My long-term goal is to acquire enough rental properties to secure my financial future.

That’s one of my goals for reaching out on BP, advice about those regulations and what areas to choose or avoid based on that and anything really!

I'm located in Central NJ (Monmouth County) and own a property management company (PMI Inspired) that would be able to help you with your goals of investing this year.