Best of luck what ever you decide. this may also be helpful. http://datcp.wi.gov/uploads/Consumer/pdf/WisconsinWayWEB.pdf

As to consumers, any extension of credit credit to a consumer requires a license, you can find the scoop on the CFPB web site ad in the definitions of the Dodd-Frank Act as amended. 

SA will see little disruption from the oil, its a boon to consumers and businesses.  

Keep in mind, there are lots of dishonest people always looking to rip off unsuspecting consumers.

When you take into account all your time (and your agent's time) you're devoting to your search and then you find out the bank won't accept your offer, it is a bit discouraging and VERY time consuming.

This can be expensive and time consuming.

Note one rule is terrible for the consumer, we still had to pay PMI since we did not have the initial 20% down.

Unfortunately, events leading up to today have consumed most of that time.

really as simple as that.now there are credit card schemes some will charge you money for .. that get you to all at once grab a bunch of credit cards that have teaser rates of 0 interest with the idea that you can flip before the first payment comes due... but getting a bunch of credit then maxing out the cards will crater your score.. so be careful there and if you have an issue with what you used the funds for you now have a bunch of consumer debt at high interest that could bury you.. so be careful.. there are no Zero % loans and for most starting out its even hard to get a HML.. which will be 16 to 14 Apr with at least 20% down plus points and fees

My investing career was stunted for a few years because I had about $30K in consumer debt that was holding me back.