They require less time from you and could be an option given where you are at in life.

DSCR Mixed Use might be an option depending on a few factors but you really should focus on getting that credit up - any chance you can do some repair and get that improved even just 20-30 points in a month or two?

They offer what seems to me to be an unbelievably generous guarantee4.

This can be an incredible tax benefit that is being under-utilized because it is complex.  

This would be an investment property.3-5.

There should be an amortization schedule created prior to contract signing so people understand what the payments should be on a monthly basis with no confusion.

Sadly, I don't know what the solution is, but I can guarantee that if more STRs get shut down there will need to be an increase in taxes coming from somewhere. 

That may be an alternative option for me, it isn't an immediately turn around to try and get my money back but maybe in 12 months.

It's a terrible time to be an insane commercial seller because the rates are so bad.

Once I decided I would be an investor it would get scary at times.