Your approach is wrong.  

None of these are recommendations since you'd have to talk with your financial advisor about how to approach each of these since they're nuanced but it's a starting point.

The BP community has been incredibly helpful for a newbie like myself and I appreciate everyone who has taken the time to comment. 

In the real estate investment field long enough, we all have losing investments; those that don’t work out as planned, and those that approach the “disaster” state.  

While there's merit in focusing on equity and long-term gains from A/B-class property investments, it's important to recognize this as just one of many successful approaches.

This strategic renovation approach significantly increased the home’s market value, allowing us to position it for a high return on investment.

Economists note that job growth in typically underreported industries fell by 42,000 compared to the 6-month average, suggesting August’s numbers may understate actual gains.Key Employment GainsConstruction: +34,000 jobs, driven by heavy civil engineering and nonresidential trade contractors.Healthcare: +31,000 jobs, though slower than the past year's monthly average of 60,000.Social Assistance: +13,000 jobs, with more modest growth compared to previous months.Other growing sectors include financial activities, wholesale trade, and government (+24,000 jobs).Job Losses and Sector StrugglesManufacturing: -24,000 jobs.Retail: -11,100 jobs.Temporary help employment continues to shrink, reflecting business uncertainty.Wage and Fed Policy ImplicationsWages rose by 0.4% in August, up 3.8% year-over-year, supporting a cautious approach by the Federal Reserve on deeper rate cuts.

I appreciate the candidness of your approach, I look forward to my review when I apply with you.

Equally Splitting the Bill: One straightforward approach could be to divide the total water bill evenly between the two units each month.

Though I found it myself, I approached the seller through my agent.