I live in Flagstaff and work for a local contractor.

If not again you would be better off buying your own home and having enough yard/space for all of them but 13 is still way to many dogs unless you live on a farm or own acres of land.I have worked in the banking business and have seen people lose their homes that they rent due to landlords kicking them out with very little warning due to breach of contract or a No pet rule. 

Then again, if you’re talking about a mortgage on your personal residence, and you live in a state with an unlimited homestead exemption for creditor attachment like Texas or Florida, there’s an asset protection consideration as well.   

The state that I live in is also not landlord friendly.  

On top of that, every Wednesday group live Zoom Calls. 

Quote from @Azita Nejaddehghan: Young adult, working in health care, living in Virginia (just outside of DC).

I'm not sure if you're aware but STRs are not legal in JC unless you the owner live in the building 

All he does is co-living.

The latest purchase of the 3 family is a little different in that we will be living in one unit and there are two long term tenants already in place.

.: I'm an American living and working overseas.