If I'm an American with the capital it makes sense to go with the full franchise.

Aside from that, what you need to be doing is researching legitimate lenders through sites such as American Association of Private Party Lenders, Scotsguide, and a variety of other established sites.

It conjures up images of the American Depression where many people rented rooms in their homes in order to keep them.

"Lowlands Investors", "The North American REIA".

I no live in latin america though so trying to figure out how to invest more remotely!

Foreign investors will park large amounts of capital into American real estate, because it is far more secure for their cash than other alternatives.

Their product is overpriced, and usually re-purchased from distressed owners who originally bought the same property through their previous iteration "AREI" (American Real Estate Investments).  

That is of course assuming that you are like most Americans and taking out a loan to fund their higher education.As to your question though, I feel like there is more information that you would need to share. 

Baloney.   401K's invested in Wall Street assets are the greatest means of wealth accumulation for the vast majority of Americans who become millionaires. 

Community Support - The Fire Department and American Red Cross will be able to provide you and your tenant with information and resources to help you through this crisis.