If the circumstances warrant it, I'd use a bridge for the first 12-18 months followed by CMBS or agency financing for the permanent component.I think your model is great as long as you have the investors for it, sellers that go along with the entity acquisition model, and the lenders to do the 223F.

Granted we have some additional equity insulation but we do not have much of a payment history.It is tough without more credit risk information to understand if the rate is warranted or under market.

As long as the projects are warrantable, you should find someone to do the loan.

These are licensed and registered people and firms.According to the SEC and FINRA a "broker" is any person engaged in the business of effecting transactions in securities for the account of others.Events or actions such as helping a company sell shares to raise capital, engaging in other activities like participating in presentations and negotiations, making recommendations to investors concerning securities, receiving transaction-based compensation (i.e. commissions or finder’s fees), and continuing or regular involvement in sales of securities are evidence of activities rendering a person a broker.The term ‘‘security’’ means any note, stock, treasury stock, security future, security-based swap, bond, debenture, evidence of indebtedness, certificate of interest or participation in any profit-sharing agreement, collateral-trust certificate, preorganization certificate or subscription, transferable share, investment contract, voting-trust certificate, certificate of deposit for a security, fractional undivided interest in oil, gas, or other mineral rights, any put, call, straddle, option, or privilege on any security, certificate of deposit, or group or index of securities (including any interest therein or based on the value thereof), or any put, call, straddle, option, or privilege entered into on a national securities exchange relating to foreign currency, or, in general, any interest or instrument commonly known as a ‘‘security’’, or any certificate of interest or participation in, temporary or interim certificate for, receipt for, guarantee of, or warrant or right to subscribe to or purchase, any of the foregoing.Finders can avoid registering as a broker by limiting their activities to:Introducing prospective investors to a company without engaging in negotiations.Not recommending the company’s securities to prospective investors.Basing their compensation on a flat fee that is not contingent on the closing of a securities sale.You can find most of this on line on the SEC website.

It was a lot up front, but they are warranted for a long time and the difference in the utility bill is apparent (my wife likes to have certain lights on 24/7 more or less.)

They might warrant another look.  

Or what other small head aches can you solve for investors with technology that your degree may warrant your credible to do?

If this can not be arranged than perhaps closing on the home yourself to then resell for all cash price may be warranted.

Is the home in a "better location" than the other homes, does it have upgrades in it that would make it more appealing or warrant higher paying renters?

Also, with oil prices hovering somewhere around $75 a barrel, it warrants being cautious.