It's important to keep your utilization under 30% of the credit line and it might be a good idea to show a small balance periodically.

I know of a lender with no seasoning period.

Consumer spending is almost always up between those periods.

Nowadays I’m  referred deals from a fairly deep network I’ve built up, but you can search listings that have been for sale with no offers for a period of time and see if they have an assumable loan.  

Inspect for any rot or damage periodically, and replace or repair sections as needed to maintain its condition.Potential Upgrades / Considerations: Security:Enhance security with robust locks, a video doorbell, and exterior lighting.

I then thought of the idea to offer they a fixed rate if they private lended me cash on a short term (5-10 year) period.

Many listing agreements have a protection or holdover period, which means that if the property sells to someone who was introduced to the property during the listing period, the agent is still entitled to their commission.

Would have a great re-sale potential of about $1.5mm profit on $500k investment over 2 years Cash on Cash plus the rental during that period, plus I've analyzed the market, and it is a solid location with little potential competition that could build.The Country Subdivision has the greatest return with the least amount of input, but the housing market and thus lot sales are a little more questionable, although this is a great location. 

There is actually no statutory holding period before you can convert the property into your primary residence. 

A lot of inventory stacking up here in the Smokies.Any idea where this compares to 2008-2012 time periods?