Borrower Types: The Professional - HM Lender will cut sweet-heart deals to keep these borrowers around Experienced real estate investors Regularly engage in property transactions Typically have a track record of successful projects The Newbie - Charge Higher everything as the risk is higher as no experience Novice investors or first-time borrowers Limited experience in real estate Seeking to build their investment portfolio The Deadbeat - Only lend if the deal is so SWEET, they can't lose if they take the property from the Borrower Borrowers with poor credit history or financial difficulties High-risk borrowers May struggle to secure traditional financingThe lender will do an application on the deal/borrower and some standard docs they require are:Hard Money Application / ExperiencePurchase contractARV report – COMPS – See * Redfin*Pictures of Property – most people use Dropbox to shareProof of Funds – Down / Reserves (Bank Statements)Personal identification (ID or passport)But usually if the deal is sweet enough, they will do it anyway because if the deal goes south, there is so much equity/value in the property that the HM lender can't lose.

What's your LTV today?

I just stumbled on the home today and they already have over asking offers so I wanted to get some quick feedback.

Open Floor Plans: The design of these homes features open layouts that feel larger and more spacious than they actually are, making them ideal for entertaining and day-to-day living.8.

This is the onboarding process.The next issue we came across was "How involved do we want to be with the day-to-day operations?" 

Today it’s to follow the state in which a borrower’s LLC is formed. 

It has been my path to financial independence, but I mostly am not looking in San Diego currently and I get many off market offerings daily (so even below retail the hold is cash negative).  

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Quote from @Meshael Eady: Hello BP Family,Starting today I will be marketing to folks in Brooklyn who might be in danger of losing their homes to foreclosure. 

I just starting to get active in Bigger Pockets and saw your post today.