If your student loans are only 3-5% interest, that's pretty good so I think it's okay to pay those off over time.It sounds like you're making good income with your current employer and there is room to grow, so I'd plan to stay with that job until you can pay your high interest loans off and save enough for a down payment for your first property.

They also provide guidance on entity selection, tax strategies, and long-term planning, which can save you money and trouble in the long run.

This means 20-25% for a down payment, and it has to be your money that you're using (verifiably in an account that belongs to you).Though there are programs that lend up to 90/100 to first-time investors, those programs usually don't work in Maine due to the rural nature.

(You’re paying $500/mo in but if you gave them $X (Say $80k.) it would lower your payment $500/mo.)

You only need a place to track tenant information, payment history, maintenance, etc.

How much cash do we put into the property with our down payment and holding costs, and how much are we getting back in profit?

They’re never even so much as late on a payment.

Invest and give generouslyHe's not going to advise people to invest in real estate with leverage because his audience is full of people up to their eyeballs in credit card debt, student loans, car payments, etc.

This is essentially a finder fee for the member, payment collection fee, and support from padsplit.

Seeing people give others money for down payment assistance etc. to me is just plain dumb.