There's a hedge fund with a separate securities arm and total company, that is going to enter those two in these things.

They are feeling less certain about their job security, their 401k and IRAs are down, costs keep rising, etc.  

Depending on the age of the kids, it could be one of them as that sounds like something a kid would do.I'd talk to the bad tenant and tell them there are security issues and reports of someone in the yard late at night. 

But, romex that hasn’t been properly secured to a beam, is kid’s stuff. 

I would not necessarily give up the deposit (if you have one) until a move-out inspection is performed so that there is some security for damages caused to the property.

What security boxes or other solutions do you use to insure the rent is as secure as possible before taking it to the bank? 

Hi Dan, Refinancing at a lower LTV will make your monthly expense lower which helps your monthly cashflow but will also help you to secure a lower interest rate so that could be a good starting point for you. 

It also states that any security deposit refunds owed will be made payable to all parties on the lease agreement.One tenant has stopped contacting the roommates and us, and we are not sure they are planning to return.

If you put in the input to search for properties and make offers, you will eventually secure a deal whether that's in 1 week, 1 month or 5 months.

if you were looking for security and stable tenants, waiting for a long-term may be your best option.