I am going to check with mold remediation expert first to see more detail and will go from there.

I've been doing it since 2015 (including Section 8), and I've yet to have any damage done that exceeded the security deposit.

As a new agent, you'll be a complete amateur instead of using a seasoned agent who is an expert in negotiations, understands the market, has experience catching problems with properties, etc.A good real estate agent does a lot more than just find houses.

Let the experts do the work and leverage their knowledge base and their relationships.  

I'm older and need to build up my financial security knowing that I have a lot of future medical bills that are coming my way(multiple sclerosis).I look forward to chatting with you.

Working with a competent SEO expert will help your cause.

If you aren't securing properties at a substantial discount, you may end up maximizing the LTV, resulting in higher interest rates.

Those exposed walls were not built to be exposed so I would suggest talking to a variety of experts to hear them out on the options.

How would lender secure the loan? 

You can also require a paren on the lease for any student as a back up to cover damage outside the first. last and security.