It was listed on Zillow for $110k and we made a low ball offer at $90k, ended up getting under contract for $95k.

The owner was an older gentleman who wanted to sell quickly without the hassle of listing, showings, and back-and-forth offers.

I lost one once that projected great return because i requested an estoppel before accepting the offer.  

Also, be honest with yourself that the approach you describe is intended to take advantage of people who just don't understand what a terrible deal you are offering them. 

If the seller accepts the offer, (contingent on appraisal[as per court approval requirement]), How should i proceed in the situation.

It can be a struggle to find those who offer adequate service, price, and quality.

Ideally, I’m looking for buyers who can offer fair deals and make the process smooth.If you’ve sold owner-financed notes before, I’d love to hear about your experience—any tips or lessons learned would be greatly appreciated!

What service do you offer? 

The beauty of an Airbnb is you can offer it for sale while still renting it out.

I'd love to give you some insight into what the Memphis market might have to offer you depending on your goals.