The advice would depend on your main goals with your investment. 

Plus adding 2 new main panels s about $6000 right there. 

the main risk for those you mentioned is Reputation and I think investors especially heavy BP followers rely on reputation bias quite a bit.

Our preference is to take ownership now, so that we have an element of control.

Anything higher than that has some speculation element in it.

Does anyone have a recommendation for a 2nd home or investment property loan in Maine?

I focused, mainly on the west side doing BRRRRs and flips.

I think I will budget for Sheetrock in main living areas that are most affected when putting together my offer. 

The main message here is look at the bottom line and decide from there. 

However, this type of offering while least costly and fastest has some big disadvantages, mainly (1) provides the sponsor with almost no protection from being sued by disgruntled investors and (2) investors with any savvy will only invest in offerings where the offering is compliant with Reg D.Reg D is a “safe harbor” requiring the offering to be FILED, not REGISTERED with the SEC.