These same thermostats also have an auto temperature decrease function which brings the heat down to 68 degrees if the thermostat is not touched for 3 hours.

However, I will say with an FHA, and the work history you have will pose an issue unless the job you have is based on a degree you got from college, in which case the year of schooling will count towards "work history."

If you currently do not have a job and do not have any skills or degree that allows for high income potential, you should look to RE for work.

In terms of your schooling, obviously you do not need a college degree to succeed in this world.

When you get your degree in electrical engineering you'll likely move and get paid excellently right out the gate.

If you want to raise some $ and do joint ventures, track record and experience mean way more, but a degree adds, but doesn't subtract. 

More degrees of separation but same results. 

Construction/rehab numbers is an area many new investors “guess” and quite often fall very short, sometimes to the  degree the project is failing before the ink on the closing papers are dry.  

We receive a number of emails from unlicensed "property scouts" and in Florida it is a 3rd degree felony to receive a commission from a real estate sale as an unlicensed person.

(Over 100 degrees every day for nearly the whole time I was there!)