They often provide standardized lease agreements that comply with state and local laws.Additionally, many landlords use platforms like Avail, Zillow Rental Manager, or TurboTenant, which often include customizable lease templates that are state-specific.

I hope to never need the umbrella insurance, but it provides peace of mind that I have extensive coverage.  

Providing relocation assistance to tenants, for example, if I want to sell the property or move back in - this can range from one month's rent to thousands of dollars (e.g tenant has a disability, minor children, elderly it will cost you more), depending on the city.

If she is getting close enough to thinking that there will be an income disparity, she will stop at nothing to compel my husband to provide income documentation.All finances are joint except for the rental, which I keep rents for in a separate checking account and track spending for.

It all depends on the work you/your clients want to do to create value and the overall game plan.

If a wholesaler can still profit while provided “full disclosure” and adhering to the rules and regulations of real estate licensees then they’ve earned their profit.   

If you provide any kind of substantial services like catering, car service, etc you will change you tax situation and no longer can file under Schedule E.

They only do Memphis and Little Rock and may provide you with the end result without the hassle if you like that market.

Could you provide more details on how to get started with this approach?

All of this depends on your market having demand, of course.