In fact, there are even financial markets that specifically bet on future levels of the Fed Funds Rate (unsurprisingly called "Fed Funds Futures").These futures correlate very well with certain bond yields which, in turn, correlate very well with mortgage rate movement.

How many syndications have you invested with and give me your story so that we can have a constructed conversation here.

I'd bet that for the last 50 years, investors looking at Boulder have felt it was unaffordable, and that the numbers don't work for investors.

I hear a lot of investors, realtors, and other real estate professionals saying that they are looking for vacant lots/land to build on. Genuinely curious what people's plans are for these lots, and why so many people ...

Currently I'm constructing duplexes, 4-plexes and working on an 8 unit as well.

For that I'd say Title Closing Agents, if someone called in my markets and spoke with my primary ones about who does these "jazy" things I bet they'd point me out, or would at least pass on your info.

I can't speak for all investors, but I know I have become more conservative with the rising cost of construction, interest rates, insurance costs, and vacancy hold outs. 

I would say compare terms, seasoning period requirements (Assuming when you mentioned construction loan you're talking about a rehab project), response time of your rep, learn as much about their loan underwriting and approval process as you can.

I'll also bet come Jan, they ask you to extend it because they haven't been able to find a new place...the answer to that is no.

We have years of new construction experience, most projects being our owner’s own investments.