Kindly contact me to discuss if this is something up your alley.   

He then drew up a site plan, the county health department perc'ed it themselves, and now we're just kind of waiting for me to get the financing the finish the job here.

What this means is the trustor has zero obligation to the lender past the property in the case of a foreclosure the lender cannot receive any kind of monetary judgment against the owner.. and for the benefit of anyone reading this.. ( I am sure you know what a purchase money loan is.) 

Same kind of scum!!!

hey Jerome, we've had a lot of great success on Facebook marketplace, lots of people are using that for all kinds of things, it's pretty much the new craigslist.  

Be kind when you give the applicant the news. 

I can continually save up enough for another down payment through my W-2 income, but the time elapsed kind of drives me nuts. 

Being kind and generous will only cost you money not to mention heart ache.

Please be kind. 

You have a 1 bedroom so house hacking doesn't really work and most HOAs won't allow for short term rental and in some cases, arguably mid term rentals (I am starting to see no "transient" housing of any kind, so an argument could be made that this applies to mid-term).