News flash, the only ones that make money on the sidelines are coaches :)  Its not rocket science, its just numbers, All the best 

I know there will always be some owners with negative equity in CA, but, all areas have sky rocketed and even in areas I would never prospect, values have risen a lot. 

Not rocket science and can absolutely pay you back.

Its not rocket science, simple but not easy.Good Luck 

...it's like a pilot who proficiently flies 747s for twenty years back and forth, back and forth, back and forth across the country...until one day, they're told that they have to fly a rocket to outer space.

A mini isn't rocket science to install, hardest part is access thru the wall.  

I know we have been in a very weird (in all aspects of life) time lately but generally, interest rates have been pretty low for the few years I have been doing this so its tough for me to think that they are going to sky rocket in the future. 

Credit union, big bank or a mortgage company such as rocket mortgage.2.

I’m located in FL and deals are hard to come by, prices have sky-rocketed and it’s a tough market to be in right now IMO.

Quote from @Jerryll Noorden: Hi Jerryll, I'm going to "Think outside the box" on this one.You must have a high IQ, which always helps, and you must have certain inborn personality traits that allowed you to co-do both the schooling, and the real estate in an effective manner.That makes you more alone on the IQ tail (others are not able to make decisions as quickly or at all faced with the same information).So outside the box--maybe think about if you had not  (paid for--if you paid for) all of that schooling, and instead had embarked on your real estate business at 19 years of age.Not with the hind site you have now, but the foresight of you as a 19 year old.I am going to guess that you would be in similar financial standings as now, or even better.Although without the college, maybe the trip would not have been as satisfying (math can be fun) and if you enjoyed the prestige of being a Rocket Scientist, then nothing can replace that (you have to jump through their school hoops).