That is every house hackers in SLC’s dilemma.

3) Where have other house hackers found success in finding tenants?

I'm a 2x house hacker here in the SFV and now invest out of state.

And if it goes that way, it's probably in your favor anyway, because a duplex with one vacant unit will sell to an owner occupant house hacker while both units rented will sell to an investor, which usually means a discount.

I put together a spreadsheet here to help potential house hackers quickly analyze whether or not a property qualifies.There are other FHA requirements concerning which you should contact your local lender, but determining whether or not a triplex or fourplex meets the self-sufficiency rule is a good place to start as this rule will immediately eliminate many properties from your search, especially in expensive markets.Good luck!

., but do house-hackers typically live in the property UNTIL it cash flows positive, or can they get around that?

I also really like the goat patch house hacker mafia meetup. 

@Henry Lazerow - this is HUGE news for Chicago house hackers

this may be more so if this loan option results in prices increasing of triplexes and quads.My point about 5 unit being cheaper was not to say that the house hacker using this new loan would be able to purchase the commercial MF as much as to point out that it points to a reason the house hacker should not be making the purchase.  

A ton of house-hackers go to the Worcester meetup so if you can make it, I'm sure you'll learn a ton!