The rate lock is going to be a longer than expected freeze on housing inventory.

Are your losses locked up against your passive income? 

I'm locked into PMI with no out unless I re-fi.

I am on a bunch of wholesaler's lists and after analyzing hundreds of deals for myself and my clients I found one that was from a reputable licensed agent/wholesaler and I pulled the trigger.

You can always lock your bedroom doors when you leave if you want to keep your bedroom space private.

I just locked up 7 more last week, all 80kish, with 1200- 1400 in rent. 

If you're looking to invest OOS you should check out this Bigger Pocket Blog here: Core 4 Members of a Profitable Long-Distance Real Estate Investing Team (biggerpockets.com)explaining what's needed and how to build your Big Four team so you will have boots on the ground ready to move full speed ahead when you're ready to pull the trigger.

I don't claim to have a crystal ball to give a time frame, but I think in the next 7 years we should experience a better market (at least to some degree), giving you a chance to refinance into lower rates if you wish.No point in locking in a 30-year fixed when the rates aren't incredible to begin with.

5) Would you change the locks immediately?

On the other hand, I just started working on my own development in Tulum so there’s a lot I can share on the topic.Many of you have thanked me for helping you buy a property in the area thanks to the informative content I have published on the forums or I have shared in our private communications but I know that there are many more people I've helped who haven't pulled the trigger even though they wanted to.