Their processes and systems are just not reliable enough for me to trust them.

If anyone is looking for a Fully Automated system please feel free to contact me

I would just note as a lender - its going to be much easier to find financing (and have more options) if the property is more of a traditional SFR / residence versus a cabin or creative type tailored STR property. 

If you see something wrong with this system please let me know.

I don't use their reporting at all anymore mainly because I was double accounting for stuff with quicken and the limitations with their system.

There is one case worker that blew her mind on my process that she sat down with me to discuss their organization and how they have a tier system of helping people get a place to live, this is where I found her information alone had a database of 7000 people that had approved applications but no place to go.

There are a lot of dynamics you cannot see from Zillow, such as what type of systems does those owners have in place, how strict are their qualifications, how the property shows in person, etc.

Why would the age matter if all the major systems have been updated, or the lack thereof, is factored into the sales price?

My best advice is to work with a realtor who also invests, can give it straight which one is a bad deal/good deal, and can plug you in with their systems and network of lenders, GCs, and PMs.

I may just need to file a satisfaction of mortgage and just do the cash out refinance at 70%LTV on my 3 unit versus the 75% this strategy was going to allow.